Life Insurance
Our Services
Protect What Matters Most
Ensure your family’s financial security with a well-planned life insurance policy that offers peace of mind and long-term support.
What is Life Insurance?
Life insurance is a financial safety net that provides a lump-sum payout to your loved ones in the event of your untimely demise. It helps cover living expenses, debts, education, and other future needs when you’re no longer around to provide.
Why Life Insurance is Essential
Family’s Financial Security
Replace lost income and maintain their standard of living.
Debt Repayment
Protect your family from the burden of home loans or personal loans.
Child’s Education
Ensure uninterrupted schooling and college education.
Tax Benefits
Enjoy deductions under Section 80C of the Income Tax Act.
Peace of Mind
Knowing your family is protected brings emotional relief.
Lifeguide’s Role in Life Insurance Planning
We help you choose the right type of life insurance based on your needs and goals—whether it’s term insurance for pure protection or endowment/ULIP for savings + insurance.
Our advisory includes:
Our advisory includes:
- Choosing optimal coverage based on income and liabilities
- Term vs Whole Life vs ULIP comparisons
- Rider benefits (accidental death, disability, critical illness)
- Premium planning and payment flexibility
- Regular policy review and updates
Who Should Get Life Insurance?
- Newly married individuals
- Parents with young children
- Loan borrowers (home, education, personal)
- Breadwinners of the family
- Business owners
Ready to Plan Your Peaceful Life?
Ready to Secure Your Financial Future?
Let’s plan your investments, insurance, and savings goals — together.
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Plan Today. Protect Tomorrow.
Safeguard your loved ones’ future with expert-guided life insurance planning.
Frequently Asked Questions
What type of life insurance should I buy?
If your goal is pure protection, term insurance is ideal. For savings + protection, ULIPs or endowment plans may suit you better.
How much life cover do I need?
A common rule is 10–15 times your annual income. We assess your income, liabilities, and family needs to suggest the right coverage.
Are life insurance premiums tax-deductible?
Yes. Premiums paid for life insurance qualify for tax deductions under Section 80C (up to ₹1.5 lakh/year).
Can I enhance my policy coverage later?
Yes, many policies allow riders and top-ups to increase your coverage as your financial responsibilities grow.