Mediclaim
Our Services
Your Shield Against Rising Medical Costs
Unexpected medical expenses can drain your savings and cause emotional and financial stress. Mediclaim Insurance from LifeGuide Financial Services provides you with the financial support needed during health emergencies — so you focus on recovery, not bills.
What is Mediclaim?
Mediclaim is a type of health insurance that provides reimbursement for hospitalization expenses due to illness, surgery, or accidents. Unlike broader health insurance plans that may include cashless treatment or critical illness riders, mediclaim focuses on expense reimbursement—where you pay first and claim later.
This makes it a reliable safety net, especially when cashless facility isn’t available or if you’re being treated in a non-network hospital.
Why Choose Mediclaim with Lifeguide
Claims Documentation Assistance
We help you compile and submit your claims with accuracy
Hospital Coordination
Whether cashless or reimbursement, we guide you on required steps
Quick Reimbursement Follow-up
rom submission to payout, we ensure nothing is delayed
Policy Understanding Support
We help you understand limits, inclusions, and fine print
Family Floater Options
One plan for the whole family
Types of Mediclaim Policies We Offer
Individual Mediclaim Policy
Ideal for self-employed or salaried individuals with personalized coverage.
Family Floater Mediclaim
Cover your entire family under one policy – cost-effective and comprehensive.
Senior Citizen Mediclaim
Specialized policies for individuals aged 60+, with tailored benefits.
Corporate/Group Mediclaim
Best suited for companies or SMEs looking to insure their employees.
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Medical Bills Shouldn’t Be a Burden
Let Lifeguide handle your mediclaim worries—from choosing the right plan to getting your claim settled.
Frequently Asked Questions
What is the difference between mediclaim and health insurance?
Mediclaim is a type of health insurance focused on hospitalization reimbursement. Health insurance may offer broader coverage including preventive care, cashless services, and riders.
How do I file a mediclaim reimbursement?
You pay the hospital bills upfront, collect all documents (bills, reports, discharge summary), and submit them to the insurer with a claim form. Lifeguide assists throughout this process.
Is there a time limit for filing a mediclaim?
Yes. Most policies require claims to be filed within 15–30 days after discharge. Late submissions may be rejected.
Can I use mediclaim in any hospital?
Yes, but cashless benefits apply only to network hospitals. Reimbursement claims can be made even in non-network hospitals.